I am not sure what you mean by claim. For reference, when you file bankruptcy the duration is typically somewhere between 9 to 12 months. What I think you are referring to by “probationary period” is the impact on your credit that results. Typically you will find that any claim should have been filed during the bankruptcy itself, not after you have been discharged. Even if they did try to file some type of claim after discharged, as long as you originally informed your trustee about that creditor and they were listed on the original bankruptcy documents then you shouldn’t have any problems as they would have been cleared by the bankruptcy. The only scenario’s in which you could be held responsible for a claim after a bankruptcy is if a) the debt is entered into after the bankruptcy has been finished, or b) if you failed to inform your trustee about this creditor.
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At 1:45 PM,
Barton Goth, GCO Inc. Bankruptcy Trustees said…
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