Welcome to Bankruptcy Alberta

My mother was travelling in the US when she got ill. For whatever reason her insurance would not cover her. She is 72 years old, doesn�t own any assets. Is she eligible to claim bankruptcy?

I have heard that if I file for bankruptcy in Canada and later receive back pay from workers compensation that this money would not be touched by the trustee or creditors. Is this true?

We have a membership to a vacation club (not a timeshre) that is supposedly tranferable (sellable). We have large numbers of airline points. What is the status of these in a consumer proposal?

Under a consumer proposal are there any assets that can be retained for example jewellry, coins, silver?

In filing a consumer proposal can I keep my vehicles? One has a loan secured against if for most of its value the other is a leased vehicle with no equity.

Is there a time frame that I have to wait before re filing for bankruptcy.

Once my bankruptcy is over and a claim is filed against me can I claim bankrutcy again and include this?

If I have been slow to pay my creditors because I was thinking about claiming for bankruptcy and decide now to not claim bankrupsty, will my credit rating still be shot?

Wha happens if I file a consumer proposal or a bankruptcy and have troubles paying my monthly payments to the trustee?

If my husband and I both declare bankruptcy, do we both get the exemptions (ie: one car each)?

Hello, after bankruptcy, is it possible to obtain student loans? (My debt is all unsecured debt from divorce.)
Thanks in advance.

I recently qualified for a loan through Citifinancial. When I was signing all the papers for the loan they had me make up a list of possessions that would be worth about what the loan was for (i.e. $10,000). I did as they required, but honestly the furnishings I listed aren't any where near the full value of the loan if sold today as they're used and a in a garage sale wouldn't go for much. My question is if I declare bankruptcy in Alberta, what will happen? Will they take the items? What if my TV was listed but broke and now I have a new TV?

Can you refile for a another bankruptcywhile still under the 7 year probationary period?

Is there a certain length of time before a person can refile another bankruptcy?

When would the best time for someone to file a claim against a person who has filed bankruptcy and been discharged??

What happens if someone files a claim just after you are out of the 7 year probationary period?

If I filed a bankruptcy in Alberta, What type of RRSP's can I keep? If they are from my previous jobs pension plan would I be able to keep them? When I was laid off I was told that I had to put them into a locked-in account and they cannot be touched for another 5 years.

I need clarification. I live in Alberta and recently cashed in an RRSP. I used these RRSP funds to buy a car as my other one died. Unfortunately some things have changed I now have to declare bankruptcy. Will this cause me any difficulties?

I have heard that CRA often opposes a discharge if they are owed any money in a bankruptcy. Is this true? I need to file bankruptcy, I have about $45k in debt, of which CRA is owed about 2k. Do I need to be concerned?

Hello, is it considered fraud if I receive money from my previous employer ($12,200.00) just before I file for bankruptcy in Canada and then use it to pay for a training course just before i file? Will i have to pay this money back? Will it cause me difficulties while I am in a bankruptcy?