collection agents
I owe lots of money on credit cards and only own a few assets (tv, furniture etc.) all of which have realitvely little value. I also lease a car.Lately, the collection agency keeps calling and I can't pay, I just don't have the money to pay (nor can I afford to file a bankrutpcy either). The collection agents have said that I have to pay or they will take my car and furniture. If I don't declare bankruptcy can they do that?
