What caused you to contact us? (check all that apply)
Accident or Illness
Divorce or Separation
Garnishee of Pay
Repossession
Collection Agencies Harassing
Reduced Income or Job Loss
Mortgage Foreclosed
Other reasons:
*What debts do you have? (check all that apply)
Credit Cards
Taxes
Bank Loans
Payday Loans
Child Or Spousal Support
Mortgage
Student Loans
*How old is your student loan?
Other debts:
* Estimate how much you owe:
(excluding mortgage debt)
- Special Information -
If student loan is your only debt, bankruptcy is generally the correct option only if you have been out of school for more than seven years.

If you have been out of school for more than 5 years, you can still declare bankruptcy and then apply to court to discharge your student loan, but there is no guarantee that the court will actually allow your loan to be discharged.

To return to the previous screen and update information regarding your debt, please click the 'Back' button.
- Special Information -
For many people who do not owe much, the correct option may be to NOT go bankrupt.  Instead, you may want to consider different solutions for dealing with your debts.  This may include the "Orderly Payment of Debt" program offered through the Saskatchewan Mediation Board (306-787-5387) which provides an option for consolidation of your debt.

To return to the previous screen and update information regarding your debts and the amount that you owe, please click the 'Back' button.
Tell us about the assets you own:
*Do you own any real estate? Yes No
If so, are your mortgage payments in arrears? Yes No
Do you own a car or truck? Yes No
If so, are your car/truck payments in arrears? Yes No
Do you have any RRSPs? Yes No
Describe any other significant assets:
*What kinds of income do you have? (check all that apply)
None
Full-Time Job
Part-Time Job
Retirement Pension
Child Or Spousal Support
Social Assistance or Welfare
Other income:
*Estimate your total monthly net income:
Please provide your family information below
Your marital status:
  • Single
  • Married
  • Common-Law
  • Separated
  • Divorced
  • Widowed
Number of people in your family (including you):
Please provide your contact information below:
*First name:
*Last name:
Your e-mail:
*Your phone:
Best time to call you:
Time:
Date: Select Call Date
Other time:
*City closest to you:
Your question/message:
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