Will creditors continue to harass me when I go bankrupt in Alberta?

No, your creditors cannot continue to harass you when you go bankrupt in Alberta. Once you file for bankruptcy, your creditors must contact your trustee, not you.

When you go bankrupt in Alberta, your trustee notifies all of your creditors that you have filed for bankruptcy.

All legal actions against you, such as garnishments or collection activities, must stop once the bankruptcy documents are filed. This is enforced by law.

Creditors may not continue any lawsuits, wage garnishees, or even telephone calls demanding payments.   Secured creditors, such as mortgage companies, must still be paid if you are keeping the secured asset (such as your car or house).

If creditors continue to harass you when you go bankrupt in Alberta, we recommend contacting a bankruptcy trustee. Your Alberta bankruptcy trustee will explain in more detail how to deal with creditors once the bankruptcy is filed.